Social Security

For a while now there’s been a growing awareness that reaching “retirement age” doesn’t necessarily mean we can or will actually “retire”. Even before COVID, many of us could not afford to retire when we reached our mid-60s because we had insufficient savings to allow us to go on without…

You may not realize it, but if you’re of “traditional retirement age,” yet find yourself getting up each morning to head to the office, you’re part of a growing trend: older people who remain in the workplace well beyond the age that is typical for retirement. And whether it’s money,…

Unless you’re living under a rock you know that next Tuesday will be one of the most contentious mid-term elections in recent history. And while you may be getting confused about what issues are of most concern to voters- no, it’s not the “caravan”- you probably won’t be surprised to…

For many of us, it’s the lifeline of our retirement financial security. Estimates are that for nearly half of us over age 65, 50% of our income comes from Social Security. And for nearly ¼ of us, Social Security amounts to almost 90% of our retirement income. That’s a big…

Following divorce, women are often in more a more vulnerable financial place than they had formally been. Many are not properly informed about benefits available to them from their former spouse despite the divorce, and this is especially troublesome if retirement is looming. For example, consider Social Security. Did you…

There’s a lot of myth and misunderstanding out there regarding the long term viability of Social Security. While it’s unlikely to go bust in our lifetime, there are serious policy questions about it’s long term viability and changes that need to happen. But that’s a provocative topic few politicians are…