Even though it’s early in the new year, there are already plenty of schemes around to cheat you out of your money and personal information. The National Council on Aging has recently put out the word about some of these new scams. Among them are: personalized mailings appearing to award you a prize if only you send in a processing fee; fake IRS notices and phone calls demanding you pay back taxes; and solicitations to snare you into ordering a free “Medicare-covered” knee or back brace- and all they need is your Medicare info. It’s easy to become a victim but better to be informed. Find out more about these frauds Here.