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    Elephant in the Room By Kathleen M. Rehl


    We all know we’ll meet our end

    But with silence we pretend

    That’s not our fate, won’t happen to us

    We push it aside with little fuss.

    Tiptoeing around the pachyderm

    To skirt the end-of-life alarm

    Wills, trusts, and directives

    Decisions wise but often postponed

    Yet, the elephant looms large and tall

    Its presence felt by one and all

    We hope she’ll pass on by

    But death comes, we can’t deny.

    Some wait till their final breath

    Leaving loved ones to face death

    Without a will or care directive

    The aftermath can be quite hectic.

    It’s time to confront the elephant

    To plan for the inevitable event

    Making decisions that ease the pain

    And help loved ones who remain.

    Estate planning’s more than legal docs

    It’s your stories, experiences, and hopes

    Legacy writing’s a gift you can share

    That lasts beyond and shows you care.

    Our legacy is more than money and things

    It’s values we hold and memories we bring

    Lessons we teach and dreams we share

    The mark we leave on the world with care.

    Don’t cause heartache, stress, and strife

    Or a financial mess afterlife

    Take control of what you can

    And give loved ones a sound plan.

    Before life’s final curtain falls

    Embrace this checklist, heed its calls

    Effective planning is a must

    To grant loved ones peace, security, and trust.




    Kathleen M. Rehl, Ph.D., CFP®, CeFT® wrote the award-winning book, Moving Forward on Your Own: A Financial Guidebook for Widows. She owned Rehl Financial Advisors for 18 years, followed by an encore career empowering widows. Now “reFired,” Rehl writes legacy stories and assists nonprofits. Her work has appeared in the New York Times, Wall Street Journal, Kiplinger’s, CNBC, and more. She’s an adjunct faculty at The American College of Financial Services. As a zesty Boomer practicing positive aging, she gratefully continues to create and contribute . . . happily using her skills and experiences to encourage others to live their best lives. Her website is